When disaster strikes, you want to take measures to get your home back to peak conditions ASAP. When water Damage occurs it is crucial to choose the right contractor for the cleanup and not be trapped by the insurance company. Whether damages occurred due to water or fire, the effects can be devastating, and the sooner you take action, the better. This doesn’t mean, however, that you should immediately jump on board with the restoration company that your insurance company has recommended. While there are some restoration companies affiliated with insurers who are skilled and reliable, there are also many problems associated with working with insurance agency “preferred contractors.” Here’s a look at 2 of the main reasons why you should think twice before having your home repaired by such a preferred contractor.
CHOOSING THE RIGHT WATER DAMAGE CONTRACTOR:
When your insurance company offers you a contractor to use to repair or rebuild your home, they are employed by the insurance company. In other words, your insurance company has a list of contractors that they give out depending on what kind/the extent of the damage to your home. They even might help you one of their partners that is work for insurance company.
Some preferred contractors might be reluctant to oppose the insurance company when it comes to the scope of the work because they don’t want to risk their relationship with the company that provides them with a steady source of projects.
Insurance Company’s damage contractor’s LOYALTY IS TO THE INSURANCE COMPANY, NOT TO YOU
If the contractor your insurance company recommends is employed by the insurance company, do you really think they’ll have your best interest in mind? Head’s up…they don’t! Their loyalty is to your insurance company. They’ll do whatever the insurance company says and basically have no interest in what you, the insured, has to say when it comes time to fix YOUR home.
THEY’LL DO IT CHEAP, NOT WELL
To bring it all home, your insurance company’s contractor is employed by the insurance company AND has their best interest in mind….and your insurance company’s goal is to pay you as little money as possible to restore your home after a loss. So, do you think that their contractor is going to spend a long time and use the best materials and staff to fix your home? Probably not if they’re trying to do the job as cheap as possible, as requested by your insurance company!